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In 2026, debt is no longer just a personal finance issue—it’s a defining force shaping household stability, career choices, and even mental health. After years of economic uncertainty, fluctuating interest rates, and the normalization of “buy now, pay later,” many people have grown accustomed to carrying debt as a permanent feature of life. You can even finance Taco Bell. But that acceptance comes at a cost. Paying off debt in 2026 isn’t about perfection or deprivation; it’s about reclaiming freedom in a world that increasingly profits from keeping people financially stretched. Debt comes in all shapes and sizes. Medical debt,...

President Donald Trump says he believes the 2026 midterm elections will center on “pricing” as Republicans head into a critical period with control of Congress on the line. Trump’s comments follow a string of favorable economic reports over the last two weeks showing inflation is cooling and the economy is hotter than expected. The White House is keen to tout the latest data as it confronts cost-of-living concerns that have underpinned a string of Democratic overperformances across the country. Still, polls show Americans are struggling. Nearly half of respondents said they find groceries, utility bills, health care, housing and transportation...

NOTE: This post is very long, and the videos included are even longer. If you choose to watch only one, I would suggest the third one that specifically covers the Trump class. A lot of people instantly hated the new Trump-class Battleship because it has the name "Trump" attached to it, and especially hated it because Trump wants to have a hand in the design for "aesthetic" reasons. After all, if Trump likes something, it must be a bad idea. But of course, that's a terrible reason to have an opinion about whether a weapons system, which would likely be...

Geopolitics, diversification, and Fed easing contribute to the U.S. dollar’s downward pressures.While the so-called Santa Claus rally delivered year-end gains for stocks and precious metals, the U.S. dollar received a lump of coal to finish a not particularly strong 2025. The U.S. dollar index, a measure of the greenback against a weighted basket of currencies, is on track for its largest annual decline since 2003. This year, the index has dropped 10 percent, with nearly all of the damage occurring in the first half of 2025, when it tanked almost 11 percent. The alternative trade-weighted dollar index—a measure created by...

WASHINGTON — The Democratic Party’s principal fundraising committee saw donations slump in the second-to-last month of the year, recording just a $12 million campaign war chest and almost $16 million still in debt due to a loan taken out the previous month, Federal Election Commission filings show. The fundraising doldrums come amid party infighting over whether to release a 2024 autopsy report on the failed Biden-Harris campaign and pressure ahead of the critical 2026 midterms, in which Democrats want to retake Congress. The Democratic National Committee listed a little more than $12.6 million cash on hand, $10.7 million raised, and...

The Trump administration will start garnishing the wages of student loan borrowers in default in early January, a spokesperson for the U.S. Department of Education confirmed to CNBC on Tuesday. More than 5 million student loan borrowers are currently in default, and that total could swell to roughly 10 million borrowers soon, the Education Department said earlier this year.

Key Points * The Trump administration will start garnishing the wages of student loan borrowers in default in early January, a spokesperson for the U.S. Department of Education confirmed to CNBC on Tuesday. * More than 5 million student loan borrowers are currently in default, and that total could swell to roughly 10 million borrowers soon, the Education Department said earlier this year. ============================================================== The Trump administration will start garnishing the wages of student loan borrowers in default in early January, a spokesperson for the U.S. Department of Education confirmed to CNBC on Tuesday. It will be the first time...

President Donald Trump announced a new fleet of ships Monday, known as the "Golden Fleet," as he revealed he approved plans for two new "very large battleships." "As you know, we're desperately in need of ships. Our ships are some of them have gotten old and tired and obsolete," Trump said, flanked by Secretary of State Marco Rubio, War Secretary Pete Hegseth and Navy Secretary John Phelan. Trump said the new ships would be "100 times more powerful than any battleship ever built," in an address from his Mar-a-Lago estate in Palm Beach, Florida. Renderings behind the president showed the...

America’s “deaths of despair” - fatalities from drug overdoses, alcohol abuse, and suicide - have climbed for more than two decades, reaching levels unseen in modern times. The long-run trend is stark. After mid-century stability, the curve bends sharply upward after 2000, driven first by drugs and later joined by alcohol and suicide. The data, drawn from the Senate Joint Economic Committee’s “Long-Term Trends in Deaths of Despair” report shown below, are clear. The deeper question is why. COVID made a bad situation worse. Lockdowns and restrictions stripped away social contact, church gatherings, family support, and purpose. Economic uncertainty due...

What can Donald Trump do to stop morphing into Joe Biden? The two presidents could hardly be more different in most ways—but in the one that counts most with voters, Trump is in danger of resembling his predecessor. Americans rejected Biden and the Democrats last year because they were incensed at the lousy state of the economy. Right now, they’re not much happier with Trump’s economy. Inflation was the No. 1 concern on voters’ minds last year, and it’s still a top concern today. Trump’s team say they plan to tout “affordability” as a theme Republicans can win on in...

Donald Trump is backing a GOP proposal depositing $1,500 checks into the health care accounts of millions of Americans. The legislation, which is being led by Republican Louisiana Senator Bill Cassidy and Idaho Senator Mike Crapo, gives qualifying Affordable Care Act (ACA) enrollees a $1,000 deposit for those aged 18 to 49, as well as recipients aged 50 to 64 for $1,500. While speaking to reporters on board Air Force One on Tuesday, the president

The Trump administration on Monday unveiled a new initiative dubbed the “U.S. Tech Force,” comprising about 1,000 engineers and other specialists who will work on artificial intelligence infrastructure and other technology projects throughout the federal government. Participants will commit to a two-year employment program working with teams that report directly to agency leaders in “collaboration with leading technology companies,” according to an official government website. Those “private sector partners” include Amazon Web Services , Apple , Google Public Sector, Dell Technologies , Microsoft , Nvidia , OpenAI, Oracle , Palantir , Salesforce and numerous others, the website says. The Tech...

Democrats just flipped the Miami mayorship from 🟥🔜🟦. The last time democrats won Miami was 1998. Republicans are completely squandering all of the work we did to win the 2024 elections. It’s especially frustrating as democrats are raising taxes in New Jersey & Pennsylvania.

The current political buzz term is affordability crisis. Every day, political pundits and politicians talk about the affordability crisis because they know it represents an existential threat to the American dream.The affordability crisis faced by tens of millions of Americans is more than a political slogan; it is a visceral struggle that causes chronic stress and anxiety, breeds hopelessness and apathy, begets envy and rage, and sows disillusionment and nihilism.In other words, the affordability crisis that is making it impossible for hard-working Americans to get ahead is untenable. If it is not solved holistically, it will likely foster social chaos...

Working Americans are going to get “very large refunds” of $1,000 to $2,000 per household early in the new year, according to Treasury Secretary Scott Bessent. The checks will come in the first quarter of 2026 as a result of tax cuts in President Donald Trump’s sweeping, budget-focused One Big Beautiful Bill Act, he said. “I think we’re going to see $100-$150 billion of refunds, which could be between $1,000, $2,000 per household,” Bessent said Wednesday.

Madison Metro Transit is grappling with nearly a $6 million budget shortfall that has forced the city to more than double its transit subsidy and implement emergency spending restrictions. The transit system's initial 2025 budget called for a $18.4 million in planned spending. However, fare revenue fell short of projections while salary and benefit costs increased following a new contract with the union representing bus drivers. Operational costs also exceeded expectations. Jamie Acton, Metro's general manager announced a non-essential spending freeze Monday to address the financial crisis. "Effective, just on Monday, I put in a non-essential spending freeze. So non-essential...

Russia - Masque Of The Red Death Vladimir Putin has been hailed perhaps as the pivotal post cold war Russian leader. He has executed a skillful dog and pony show, convincing both the Bush and Blair administrations that the former Soviet Union was not only no longer a military threat to the West but was indeed now becoming a close ally. Obviously Russia's cooperation with the French and German UN delegation's intransigence in dealing with Iraq has done much to throw cold water on this heretofore-budding union. It's important to note that such a relationship offered hope, though ultimately unfounded,...

The US House of Representatives voted to pass a negotiated version of the National Defense Authorization Act on Wednesday, sending the Pentagon spending bill to the Senate for final approval. This bill was negotiated with Democrats in the House and the Senate, resulting in a bipartisan vote that some MAGA firebrands opposed.Per Fox:An earlier procedural vote on the legislation just barely passed 215–211 at the 11th hour after four Republicans: Reps. Anna Paulina Luna, R-Fla, Marjorie Taylor Greene, R-Ga., Tim Burchett, R-Tenn., Lauren Boebert, R-Colo., all changed their votes from no to yes. All Democrats voted no on the procedural...

Why do we have a constitution? How and why did it come into existence? Just what, exactly, prompted the calling of the Constitutional Convention, which gave birth to it? Most Americans believe, logically enough, that after we sent His Britannic Majesty packing, it was time to create a new government. This is false, and it entirely overlooks the fact that we already had a functioning government at the time of the Convention. That government had been in effect for the entirety of the Revolution and for six years following the final British defeat at Yorktown. No, the Convention was prompted...

The Trump administration is moving to dismantle the federal student loan repayment plan known as SAVE, the last remnant of the Biden-era effort to provide large-scale student debt relief. The U.S. Department of Education announced on Dec. 9 that it had reached a proposed settlement with Missouri and six other Republican-led states that sued to block the SAVE plan. The plan still needs approval from the U.S. District Court of the Eastern District of Missouri’s Eastern Division. The states argued that the Biden administration exceeded its authority when it created SAVE in 2023, a program that offered millions of borrowers...