Free Republic

In America today, it is way too tempting to spend all our time attacking or celebrating the presidents we support. People seem to either hate Donald Trump or hate Joe Biden. We are locked into attacking or promoting presidents, not the principles or program priorities we believe will ensure the future for this amazing country. Yes, “Elections have consequences,” but because we vote for presidents over principles, we don’t often know what presidents will do until they get elected. Whoever Republicans put up for election in 2024, and even for House and Senate seats in 2022, we need to challenge...

Britain's Tories fail to reform costly tax credits for the middle class.David Cameron's government last week abandoned its plan to reform Britain's expensive working-family tax credits. U.S. politicians who think this kind of "pro-family" tax policy is a good idea-hello, Marco Rubio might take note. The centerpiece of Mr. Rubio's tax plan is an increase in the child tax credit to $2,500 from $1,000, despite its cost and lack of growth incentive. Such ideas may have a short-term political appeal, but eventually they become entitlements that benefit the left.

NEW YORK (CNNMoney) -- As the foreclosure backlog continues to build up, delinquent borrowers are spending even more time in their homes without making mortgage payments. Once borrowers start missing payments, they spend an average of a year and nine months, or 611 days, in foreclosure before banks repossess their homes, according to LPS Mortgage Monitor. That's more than twice as long as three years ago, when the average was 251 days. Earlier his year, the average was 523 days. "The number of defaults in the pipeline has been huge and we had more problem loans than ever before," said...