Investment banking model is dead, says Roche By Anette Jönsson | 29 September 2008 David Roche gives his view on what the financial sector will look like after the current credit crisis, which he says was created by excess liquidity and the shift to a "new monetarism" model. The financial sector will look very different after the current financial crisis with a dramatic increase in regulation, slower credit growth and a forced return to a traditional relationship banking model where banks fund themselves primarily through deposits, argues David Roche, president of London-based global investment consultancy, Independent Strategy. “The wholesale money...