...Mr. Bush... has called... for personal retirement accounts in Social Security. His opponent John Kerry, the darling of the self-regarding intelligentsia, called for the brain-dead policy of no change in a Social Security regime that any sensible person understands is in the long run unsustainable. Mr. Bush wants something better. Mr. Bush has also called for an expansion of market-based health-care reforms like health savings accounts. And he has called, in exceedingly vague terms, for broad-based tax reforms, freeing up savings from taxes to encourage investment and wealth accumulation. ...Mr. Bush... has risked giving his policy proposals too little political...