On March 2, 2010, the federal government put another bailout program in place. This one is for homeowner mortgage relief. The government claims that it is meant to help those homeowners who cannot make their mortgage payments and to encourage payments by those homeowners who are deliberately not making them because what's owed is more than the value of their homes. Of the 6 million people who qualify for the program, only 200,000 have registered for it to date. According to Kiplinger, mortgage companies and the federal government are very disappointed that more homeowners are not taking advantage of the...