... Until recently, the consequences of climate change were thought to be so far into the future that many average people, including those who live in coastal zones, declared they needn’t bother; they’d be long dead by the time catastrophe struck. No more. Climate change is here, costing billions of dollars every year to recover from destructive events. Without adapting to that new reality, the world will confront rising costs of disasters that put economic growth, health, and in some places, even survival at risk. To spur action, a coalition led by billionaire Bill Gates, former United Nations Secretary General...