Bankers, lenders remain bullish, but rate hikes may collapse house of cards As the home-loan delinquencies rise nationwide, Nevada's numbers remain surprisingly strong. However, the pending interest-rate hikes by the Fed, the day-to-day fluctuations in oil prices, and the Silver State's high percentage of interest-only and adjustable-rate mortgages have left some lenders and analysts wondering if the bubble will burst. "Where you will probably have problems is with the no-down-payment, 100-percent-financed ARM (type of loans), and interest rates go up," Nevada State Bank Senior Vice President Jeff Bargerhuff said. "It's kind of like the perfect storm of mortgage lending."Nevada ranks...
