Stephanie Swisher is settling in nicely as a freshman at the University of Virginia, enjoying classes, Naval ROTC, club volleyball and football Saturdays. Things are going so well, in fact, that she would rather not return to Tulane University in New Orleans -- the school she had expected to attend until Hurricane Katrina struck. "The argument that everyone's giving me is that I'm a freshman so I've never known Tulane, I need to give it a chance,'" she said. "My argument is, why should I have to?" But Swisher probably will have to give Tulane a chance. Despite her wishes...