I t was two weeks ago that I received a phone call from my son. He is a college student so when the telephone rings and I see his number there are always two immediate feelings. First, I hope that everything is all right as he attends college in Baltimore, a hotbed of crime and violence, or, second, how much money does he need. Once I hear his voice and know that he is OK, I can most certainly guarantee that the call is for money. That's when I give the telephone to his father. This call two weeks ago...