Approaching 212 Degrees Fahrenheit May 18, 2006 A funny thing happened on my way to opening an HSA (Health Savings Account)...I was once again reminded how inferior hard-working taxpayers are to: criminals; illegal immigrants and members of Congress (am I being redundant?). As most Americans know, you have to be a legal entity to open any variety of savings or investment accounts. Wells Fargo Bank makes it clear that, “In order to open an account, federal law requires that we obtain your name, street address, date of birth...and taxpayer identification number, which will be used to verify your identity. We...