SAN FRANCISCO -- Emily Hegner competed in a seven-mile Muir Woods run in April 208 that included a chunk of the grueling Dipsea trail. She did all right, finishing 12th out of 23 women in her age group. But three months earlier, according to the state Department of Insurance, Hegner was classified as disabled and was collecting workers' compensation benefits because of injuries she reported suffering in a slip-and-fall accident as a San Francisco hospital worker. And nearly five months after the race, the department said, she told an orthopedic surgeon she was in pain most of the time, couldn't...
