As a current college student, I can attest that attending college today is expensive and, for many students, impossible without taking out a loan. Borrowing money means taking on the responsibility of repaying it. Multiple student loan forgiveness plans have been proposed by Democrats, including Sen. Elizabeth Warren, Sen. Bernie Sanders, and President Joe Biden, which would allow students to forgo their financial responsibilities. President Biden plans to forgive at least $10,000 worth of loan debt for every student making less than $125,000 per year after college–more than $1 trillion total. But there are no other details yet. How does...