We’ve all heard the advice: Wait until you’re 70 to claim Social Security and you’ll get the biggest possible monthly check. Tim F., a retired healthcare worker from Arizona, followed this advice to the letter. But now, at 75, he’s having second thoughts. GOBankingRates spoke with Tim to understand why he wishes he’d claimed his benefits earlier. His insights might just change the way you think about your own retirement plans. Tim thought he was doing everything right. “Everything you read says you should wait until 70 if you can,” he shared. “I guess I thought, well, I can, so...