Some Top Hospitals and Experts Are Left Out of 2014 Plans Under Health Law Thousands of people are cramming in tests, elective procedures and specialist visits before year's end, seeking out top research hospitals and physician groups that will be left out of some 2014 insurance plans under the new health law, health-care providers say. Many insurers offering plans under the law are slimming down their networks of doctors and hospitals in a bid to lower the cost of policies, which begin coverage Wednesday. Health insurers are especially focused on paring academic teaching and research hospitals from their networks because...