Josh Altman says a majority of the people are underinsured and will face challenges if they choose to rebuild in the Pacific Palisades.. "Million Dollar Listing" star Josh Altman predicts the Pacific Palisades will never be same because he doesn't expect the majority of families will return. .... He says his insurance agent told him that "90-plus percent of these people are heavily underinsured." Altman added, "I think 65-70% of the people do not go back to the Palisades or Malibu. ... Altman said people are "fed up" with the drama with various insurance policies. ... "There's a moratorium right...