Dear Dave, I’ve been self-employed all my life, and I work my tail off every day. The other day I heard some guys complaining about their jobs and saying that their company “owed” them all kinds of perks. Being a small-business owner, what is your stance on this?John Dear John,Here’s the deal, an employer owes employees fair wages and the respect that goes to someone who will devote themselves to the job and do it well. But if you don’t like something to the point that all you’re going to do is cry and complain about it, then take a...