Free Republic

Unpaid medical debt will no longer appear in New York residents’ credit reports under a bill signed into law by Gov. Kathy Hochul on Wednesday. The law prohibits credit agencies from collecting information about or reporting medical debt. The law also bans hospitals and health care providers in the state from reporting such debt to the agencies. New York is the second state after Colorado to enact such a law. A similar nationwide measure is being considered by the federal Consumer Financial Protection Bureau. “Medical debt is such a vicious cycle. It truly hits low-income earners, but it forces them...

Experian Abandons Thousands of Consumer Data Records Paper, Computerized Records Left Behind in Office Move By Martin H. Bosworth ConsumerAffairs.Com June 16, 2005 Identity theft doesn't always happen through sophisticated online scams or because of high-tech criminal rings. Sometimes it can be as simple as leaving boxes of documents and computers unattended for months on end. That's what Augie Bogina of Kansas City found when he bought a building formerly occupied by the Topeka Credit Bureau and the Experian credit reporting agency. Inside the building, Bogina found the previous tenants had left "thousands and thousands" of printed documents and many...

Presidnet George W. Bush Thursday signed legislation giving consumers new protections against identity theft, including free annual credit reports and a national fraud alert system to minimize damage once a theft has occurred. The legislation renewed the Fair Credit Reporting Act, which sets a national credit reporting standard to make it easier for people to get credit cards, loans and mortages.Set to expire at year's end without reauthorization by Congress, the current national credit reporting system helps the economy by making it easier for consumers to get credit quickly.Under the legislation that President Bush signed, consumers will be able to...

<p>Americans could get free credit reports e-mailed annually to their homes under legislation easily approved by the Senate Banking Committee on Tuesday.</p> <p>State governments could lose the ability to create stronger consumer protection rules, however.</p> <p>The committee agreed on a voice vote to reauthorize and make permanent the Fair Credit Reporting Act, which created a national credit reporting standard and banned states from setting their own rules on how businesses use, share and report data on consumers.</p>

This is a letter I wrote to the Department of Insurance several days ago. Please act on this information and get INVOLVED! -JEL To Whom It May Concern: Automobile insurance becomes an oppressive taxation when the State orders the compelled benefit onto the People. The benefit discussed here is "Reduced Automotive Liability". When insurance companies can raise rates based on a buyer's consumer credit rating, it is an act of discrimination as well as an act of tyranny and oppression because the State ordered the People to receive the benefit Without controlling the Corporation, writing the benefits/policies. Credit ratings have...