Rich Sitko can’t wait to buy a new health insurance plan. Sitko, 64, from Essex Fells, now has an indemnity plan from Aetna for which he pays $1,178 per month with a $2,500 deductible. He believes he will find a less costly option on the new health insurance exchange — the online marketplace created by the Affordable Care Act. His new plan, he said, will still most likely cost close to $10,000 a year and won’t have any of his doctors in network. To get a plan similar to the one he has now, he’d actually have to pay more...