Bill Cooper has said "thanks, but no thanks" to government money. Citing changed terms, the chief executive of Wayzata-based TCF Financial Corp. said today that it has asked for permission to repay the federal government the $361 million it received last November from the U.S. Treasury under its Troubled Asset Relief Program, or TARP. "I don't want to be part of the new regulatory regime that's growing up around TARP," Cooper said in an interview. "Congress is now talking about putting their oar in the water on just about everything we do. That puts us at a competitive disadvantage." TCF...