Free Republic

Attention banks! Do not give a mortgage to Simon Galperin! A guy named Simon Galperin just wrote this article, which is titled, “I’m a 29-Year-Old With $235k in Student Debt. I’ll Never Pay It Back.”Galperin’s statement that he will never pay back his student debt is not because of a medical issue that has rendered him unable to work.Instead, his statement is proof that he is irresponsible, lazy, spoiled, and entitled.He also says he believes that innocent taxpayers should be forced to pay off his student debt, so that he can then get a mortgage to buy a house.If Galperin ever...

I have $235,000 of student debt. The first $120,000 came with a bachelor’s degree from my state school. Another $70,000 or so came with my master’s degree. The remainder is accrued interest. I would have to begin devoting half of my income to debt payment if I cared to pay it off by 2042. I can’t do that because I make just under $4,000 per month. And that income is a fairly new development in my life. Why would I choose to pay down my debt if it meant I wouldn’t be able to afford basic living expenses? My parents...