...This time around... Americans familiar with our democratized capital markets can see more clearly than in decades past that Social Security, in its present form, is an unsustainable swindle. The program's "investment" practices would never pass muster in the private sector — Kerry is pillorying Bush for daring to tentatively address a perpetual financial scandal.... But it takes courage for any politician to assert this fact — because the Dems' strategy to attract elderly voters is to perpetuate financial fears.... Bush's reforms would address a second flaw that makes Social Security resemble an institutional swindle rather than an investment trust....