When I consider Hurricane Katrina and its tragic aftermath, the ancient parable comes to mind: “And the rains descended, and the flood came, and the winds blew and beat against the house and it fell with a great crash.” For most American families, when a tree falls on your house, first you tend to the wounded, you start the clean up, and then you figure out how you are going to pay for it. In recent days, Congress has funded the relief and recovery from Hurricane Katrina by speeding more than $60 billion to FEMA and other agencies involved in...