The housing market is a mess. Prices might look cheap, but probably aren't finished falling. They've basically fallen back to historic averages. The washing out process that happens after bubbles burst usually takes assets far below average. Euphoria doesn't just end. It turns to hatred. Fool me once ... you know.Still, housing is going to recover. It might be years from now, but it's going to happen. You can guarantee it. Those are strong words, but the force that will drive recovery is even stronger.A driver behind the housing bubble was that we built too many homes. For most of...