Minneapolis-St. Paul is a "cosmopolitan gem," according to a new ranking by Kiplinger's Personal Finance magazine. Granted, "the winter weather isn't for wusses," Kiplinger's June issue reports, but the seven-county Twin Cities area has so many good things to brag about: cost of living and housing, quality health care, low crime rate, education, quality of life, cultural amenities, the economy and transportation. St. Paul doesn't get short shrift either in the write-up: The Ordway Center for the Performing Arts and St. Paul Chamber Orchestra are mentioned, among other pluses. Minneapolis is described as "progressive and hip, with a Midwestern sensibility."...