Well, how convenient it is to be a congressman. No wonder incumbents hate to leave. Sen. John Kerry proved the point last week with the release of his subcommittee's report on the BCCI scandal. The Bank of England fell down on the job, as did American bank regulators, according to the Massachusetts Democrat. The CIA is gravely at fault as well for maintaining covert accounts with the so-called Bank of Crooks and Criminals International. The Justice Department, instead of pursuing wrongdoing by the global bank, got in the way of other investigators. Price Waterhouse, the major accounting firm, was slipshod...