Investment Guide Genuinely Needy William P. Barrett, 12.08.03 Our annual survey of 200 large charities picks 10 that shine. We have once again surveyed 200 nonprofits and rated them on how efficiently they collect and distribute charity. A new feature this year: a gold-star list, identifying charities we think are worthy of your consideration. In alphabetical order: American Kidney Fund: This charity defrays the unreimbursed portions of kidney dialysis treatment, such as medicine and transportation. Last year 42,000 low-income patients received an average $1,000 in grants, for a total of $41 million. Big Brothers Big Sisters of America: This century-old...