Today I received a letter of cancellation of our commercial insurance based on a "virtual inspection of property". The letter also stated that I could request a hearing before the Insurance Division of the State of Oregon "for the purpose of establishing the existence of the proof or evidence for the reason given for the cancellation." They do not explain what their "virtual inspection" is comprised of, but no person contacted us or made an inperson walk through or walk around our place of business. I am further suspicious because their one paragraph inspection report states "Exterior walls of building...