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Allstate Insurance is running three TV ads that depict white males as psychos or fools. Meanwhile, everyone who isn't a white male is depicted in a favorable light. The good news is that there are a few ways to make sure Allstate takes a hit for such racism. I'll get to that in a minute. The three ads are: - "Check First Bark" (has a white male barking at his boss, contrasted with a well-behaved black male in the background): youtube.com/watch?v=YRSG3o749Ms - "Check First Jumbotron" (contrasts a white male *stealing candy from a kid* with a black male who stops...

The 42-day federal shutdown forced by Democrats thrust the economics of Obamacare into the limelight, and exposed an uncomfortable truth: An insurance industry whose executives are increasingly liberal donors has seen its earnings soar with the injection of taxpayer-funded subsidies that propped up Barack Obama's signature health program from collapse. The nation’s largest health insurance companies have seen good business since Obamacare was first passed in 2010 and fully implemented in 2014. This has come in no small part because of federal government subsidies to the insurance industry, which government estimates show totaled $1.8 trillion in 2023 alone. Those subsidies...

Senator Mike Lee (R-UT) is pushing back on the idea that the Affordable Care Act (ACA), known as Obamacare, has made health insurance costs more affordable, saying, “Obamacare makes everyone else poor.”Lee shared a graphic, first posted by President Trump on Truth social, showing how major health insurance company stocks have performed since the ACA was enacted in 2010 to November 2025.The seven major health insurance companies depicted on the graph show gains of anywhere from 414% to 1177% in their stock prices between March 2010 and November 2025.Health insurance companies are making money hand over fist—not because they’ve discovered...

It’s been over 15 years since Democrats passed Obamacare under the promise that it would make healthcare affordable. Americans were supposed to save money, keep their doctors, and finally get a system that worked for them instead of the big insurance companies. Today, those promises look like a sick joke. A recent post shared by our sister site Twitchy highlights how the Obamacare boondoggle really works, and why it doesn’t actually work for the people. Instead, it was built to enrich the healthcare industry, and the numbers prove it. Let me give you a rundown of how it works, if...

With the government shutdown rolling on without an end in sight and the Obamacare subsidies running out, President Donald Trump is sizing up a long-running battle against the failures of the Affordable Care Act. "OBAMACARE 'SUCKS," Trump wrote on Truth Social on Sunday morning. "THE WORST HEALTHCARE FOR THE HIGHEST PRICE." On Saturday, Trump floated a compromise amid the impasse on the shutdown, urging Republicans to redirect federal money that goes to health insurance companies under the Affordable Care Act and send it directly to individuals. "PAY THE PEOPLE, NOT THE INSURANCE COMPANIES!" Trump wrote in a message that could...

Next week my firm will hold its annual health insurance information meeting. The news won’t be good. Premiums are expected to increase 10-15% after increasing a similar amount last year. If only my 401(k) could grow like that! The bottom line is that my paycheck will become smaller and my health care costs will become larger. My wife and I have also spent most of this year scurrying through the endless maze of our byzantine and befuddling health care system. Our journey began when my wife’s father had a stroke in April… Over the past seven months we have had...

David Delfiner and Lisa Parsons received a shocking letter from their health insurance provider when they checked their mail last week. Their monthly health insurance cost will increase from $350 a month this year to $2,221 starting in 2026. “It’s insane. It’s unbelievable,” said Parsons, a 59-year-old retiree living in South Lake Tahoe. The couple is not alone as open enrollment begins and 1.7 million Californians are facing an average 97% surge in premiums for next year’s health insurance plans available on the open marketplace. Covered California, the state’s health care exchange, expects prices to increase 10% on average for...

David Delfiner and Lisa Parsons received a shocking letter from their health insurance provider when they checked their mail last week. Their monthly health insurance cost will increase from $350 a month this year to $2,221 starting in 2026

The government shutdown has focused debate on the vast sum ($136 billion in 2025, as projected by the Congressional Budget Office) that the federal government spends to annually subsidize continually skyrocketing Obamacare health insurance premiums. The Wall Street Journal reports that regardless of how that fiscal tug-of- war turns out, health insurance premiums paid by Americans are expected to rise another 8% or 9% next year.The mega-health insurers are leading the charge for more subsidies because this money lands right in their pockets. Their profits and stock values have been soaring while the rest of us struggle to pay the...

[H/T Red Badger]Since most portions of the post, including the video, contain profanity, I excerpted just the summary at the bottom of the page out of respect for FR's policy regarding profanity. Basically, the theory is the big insurance companies are threatening not to pay for Dem campaigns next year so Dems shutdown the government during which time the insurance companies get paid while those they insure (e.g., military) do not. Below is an AI analysis of the theory.SNIPSummary: The speaker claims the government shutdown isn’t really about political infighting or healthcare policy—it’s about protecting major insurance companies (like UnitedHealthcare,...

This time it is breath taking. Our Plan G premium went up 37%. Here we go again. Spin the roulette wheel of health care costs and see how high they go. Wonder if it is you being singled out or another gift to the state board of insurance or just what it is and how much.

The trucking company involved in a deadly drowsy driving crash on Interstate 20 near Dallas over the summer had its insurance canceled this week. Trucking company Hope Trans had their insurance cancelled on October 8th, rendering them legally unable to operate further. In late August, Hope Trans was given 60 days to take “substantive corrective actions” to fix multiple violations discovered by the FMCSA. In late September, a wrongful death lawsuit was brought against the company, the owner, and a broker. The crash happened on June 28th. Truck driver Alexis Osmani Gonzalez-Companioni is currently in jail on a $2.25 million...

ATLANTA — An initiative by insurance companies to reduce high-cost doctor visits could cause physicians to abandon private practice and work for big hospital chains, independent practitioners are warning. They say the trend could drive up patient costs. Cigna implemented a policy last week to flag bills that appear to be too high. The insurance company may reduce payouts by one billing level “when the encounter criteria on the claim does not support the higher-level” payment code, the new policy says. Dr. David Eagle, vice president of the American Independent Medical Practice Association (AIMPA), expects the new cost containment approach...

A change in insurance policies could be coming to the trucking industry, signaling a major shift in their approach to non-domiciled commercial driver’s licenses (CDLs). As enforcement of the new non-domiciled CDL rule takes shape, insurance companies are likely to position themselves to avoid potential liability exposure. According to an insurance executive at one of the largest brokers in the country, who spoke on condition of anonymity, he expects that insurance carriers are likely to implement policy changes that explicitly prevent the hiring of drivers with non-domiciled CDLs within the next year. The concern stems from the potential for “nuclear...

“Mr. Trump has promised working-class tax cuts and protection for working-class social insurance, such as Medicaid,” Hawley wrote. “But now a noisy contingent of corporatist Republicans — call it the party’s Wall Street wing — is urging Congress to ignore all that and get back to the old-time religion: corporate giveaways, preferences for capital and deep cuts to social insurance.” Hawley has consistently spoken up about his opposition to the House plan to use Medicaid cuts to pay for the party-line megabill. The House Energy and Commerce Committee has been charged with finding at least $880 billion in federal spending...

The California FAIR Plan, the state’s home insurer of last resort, is seeking an average 35.8% rate hike, its largest in years, following billions of dollars of losses incurred in the January fire storms.The Los Angeles-based insurance pool, operated and backed by the state’s licensed home insurers, filed this week for the dwelling policy rate hike, which must be reviewed and could be reduced by the state insurance commissioner.“By statute, FAIR Plan rates must be sufficient to pay anticipated claims and expenses,” said FAIR Plan spokesperson Hilary McLean in a statement. “The FAIR Plan is working closely with the California...

Health insurance companies report profits of billions annually while raising premiums on beneficiaries and routinely rejecting patient and medical provider claims. By ignoring the public perception, these companies are inviting increased scrutiny by Congress. Becker’s Payer Issues reported on February 12, 2025, that the big seven health care companies made a combined $34.1 billion in 2024. These companies include UnitedHealth Group, which led the way with $14.4 billion in profits. These companies were the beneficiaries of additional government support for premiums because of the Obama Administration and COVID pandemic policies which kept premiums artificially low. These policies are expiring, yet...

What if I told you that cartels and other bad actors from around the world conspired to undermine the integrity of the health care system in the U.S. and came way too close to succeeding? If you didn’t hear about the bust of 324 people; the U.S.-based cartel shell medical supply companies; the pill mills pushing opioids; the doctors on the take; or how law enforcement captured many of the bad guys at the U.S. border and airports as they rushed to escape, that’s understandable. The feds revealed this potential $14.6 billion "depth charge" planted inside the Medicaid, Medicare, and...

'I think it's becoming very, very common,' Amy Bach, Executive Director at consumer advocacy group United Policyholders, told the outlet. 'People are getting dropped on basis of, "We see mold on your roof," or "We see damaged roof tiles," or "There's trees touching your house," risk factors that insurance companies are increasingly on the lookout for.' Schueler found company to remove the branches in time, and so was able to keep her coverage. 'It ended up costing $1,200. I had no choice,' she told CBS. Her policy was renewed for another year, but having her home monitored without her being...

Tesla owners may soon see their insurance premiums rise due to an unexpected factor: vandalism. Insurance analysts warn that increasing incidents of Teslas being damaged—spray-painted, set on fire, or even shot—are putting pressure on insurers, potentially leading to higher comprehensive coverage costs. Key PointsIncreasing vandalism against Tesla vehicles may lead to higher insurance premiums as insurers adjust rates due to growing claimsReports from the U.S., Germany, and the U.K. detail Tesla cars being set on fire, shot at, and spray-painted with anti-Musk messages, targeting the brand due to CEO Elon Musk’s political involvementTesla's used car values and search interest are...