..the federal government has announced that almost all health insurers must cover the HIV prevention pill, known as PrEP, or pre-exposure prophylaxis, with no cost sharing — including for the drug itself and, crucially, for clinic visits and lab tests. This means...Truvada or Descovy, the two approved forms of PrEP, should now be totally free for almost all insured individuals.... when taken daily, the tablet reduces men’s risk of contracting the virus from sex with other men by more than 99 percent...PrEP use remains largely limited to white gay and bisexual men. .. Gilead readily provides PrEP for free to...