The Kentucky Department of Insurance recently approved insurers’ requests for rate hikes. And all but one of the 13 insurers selling individual and small-group plans in the state are raising rates. The approved increases, which are averages among the plans each insurer offers in Kentucky, are nearly identical to insurance company requests made to the state’s Department of Insurance in June. Most are between 5 and 15 percent. The highest increase, by far, comes from the carrier designed to provide the most affordable plans. The Kentucky Health Co-Operative, a nonprofit governed by its members, will see a 25.1 percent rate...