I’ve seen and heard the anecdotes about McDonald’s franchises getting denied credit spread everywhere over the past week. Stop pounding the panic button. Don’t blame the bailout flame-out. Memo to the McChicken Littles: The sky is not falling because we refused to fork over $700 billion to failing banks. The inconvenient truth: Bank of America said it is not freezing any current or new lines of credit to McDonald’s Corp. franchise owners, despite reports citing an internal memo from the fast-food giant advising franchisees of the contrary. Bank spokesman Larry DiRita said the Charlotte-based bank will continue to honor its...