Dear John: I’m 93 going on 94, and a combat veteran of World War II and the Korean War. I am alone. My wife is gone and my children are all married, but help as often as they can. I went to the Capital One office in Nutley, New Jersey, to cancel my account. The representative wanted to help me keep my credit card. I said “no,” but he kept putting words in my mouth. I said “cancel.” I made no charges, and paid off the amount due prior to the visit. It keeps charging me interest, etc. L.K.