One of the most important political issues that will be debated this year is how to prevent the inevitable insolvency of our Social Security system. Although it is difficult to know which "experts" to believe when it comes to applying a date to the event, the majority of credible sources I've managed to find expect the system to begin paying out more money annually than it takes in within the next 20 years, if things continue unchanged. Dorcas R. Hardy believes that Social Security will become insolvent by as early as 2018, and if this former S. S. Commissioner is...