The Associated Press described these applications as having being "started." An administration official I -emailed with this afternoon thought it was more accurate to say these applications had been "submitted," and I found the explanation of why to be helpful in understanding how the whole shopping process works. The 476,000 shoppers that the Associated Press wrote about have submitted full applications, this administration official said. In that sense, they're done with the first step in the process. That being said, they're still at the start of the shopping process, with two more steps between where they are right now, and...