Despite the recent US Supreme Court ruling that he lacks the authority to unilaterally forgive these debts, President Biden has gone ahead and authorized the Department of Education to forgive the remaining debts of 800,000 borrowers who have been making payments for the past 20 years. Secretary of Education Miguel Cardona boasted that "the genius of this approach is that it totally bypasses the congressional appropriations roadblock. We simply stop collecting payments from this select category of debtors on the grounds that they have already suffered enough." Sen. Eric Schmitt (R-Mo) called the move "an unlawful plan that will require...