With the collapse of Freddie Mac & Fannie Mae, we can see what happens when some people (be they black, white, hispanic, etc) who do not have a good credit rating, live in areas that are dangerous and/or clearly aren't able to make mortgage payments, but allowed to make mortgage payments anyway. Democrats argued that it was bigotted and racist to not allow these people access to a quality home, so they pushed for making it possible, and now when we see what happens when you allow people who cannot afford mortgage payments to make morgage payments:e a tax-payr -...