Banking is an inherently risky business. It's assets are mostly long term--loans, mortgages, and bonds. It's liabilities are mostly short term--checking and savings deposits. This timing imbalance relies on the faith of its depositors that the bank is sound. This faith can be shaken by the unwise or unlucky decisions made in how the bank invests the money entrusted to it. This past week, the Silicon Valley Bank (SVB) suffered a loss of faith. Instead of investing $73 million of its deposits in income earning assets, it gave this money away to Black Lives Matter-related social justice groups. It made...