New Risks, New CostsThe insurance tab for 9/11 and why you're paying for it Somebody's got to pay for the Sept. 11 liabilities. Insurance claims from the attacks are expected to top $40 billion, and could rise well beyond that. When the unthinkable happens, the notion of risk changes; so too do the costs. Before September, the chances that a terrorist would crash a plane into a building were so remote that policies were not priced to reflect such a catastrophe. No longer. Terrorism insurance is now priced much more dearly than a year ago. For the owners of an...