I have looked through the incomprehensible HR 3200 and can find no discernable reference to private long term care health insurance. However, my read suggests that ObamaCare will also end all private LTC insurance policies and replace them with ... nothing. Since LTC premiums are adjusted severy several years tro reflect a person's age, the bill suggests that once that occurs your LTC insurance is automatically canceled and you get ... nothing. You get to die at home. Quickly. Anyone out there who has deciphered ObamaCare enough to clarify this?