For several blocks, insurance adjuster Pete O'Connor dodged fallen power lines and climbed over downed trees in Gulfport, Miss., until he came across a car. Inside, there were four people he had been looking for -- a family whose home had been destroyed by Hurricane Katrina and now lived in their car. "When I met them, it was an overwhelming experience to provide them help and let them know everything was going to be OK," said O'Connor, an adjuster for MetLife Auto & Home who lives in Concord, N.C. He inspected the house, wrote them a check and moved on...