Paying for college without taking on a lot of debt is no easy task. Annual tuition and fees at public four-year colleges for 2021-2022 were $10,740 for state residents to about $27,500 for out-of-state residents, according to College Board data. If you’re fortunate enough to have a college fund established for you by a well-to-do relative, graduating debt-free is possible. That is unless your parents decide to use your tuition money for something else. The Backstory That’s what happened to one Reddit user who went to the bank to get her tuition money, only to discover the account had been...