Americans have run their credit cards to the limit. Now they’ve turned to buy-now-pay-later plans to buy gas and groceries. This is yet more evidence that American consumers are broke, stressed, and buried in debt as inflation steals their purchasing power. Buy-now-pay-later (BNPL) platforms allow users to purchase items by paying several smaller installments (typically around 4) over time. Block operates the Afterpay BNPL platform. The system was originally set up to provide short-term financing for bigger purchases. But according to company data, usage is expanding into everyday spending categories. The average customer used Afterpay to purchase gas 3.6 times...