Let’s put this housing “boom” we’ve all heard about in perspective. Let’s look at it not just with Progressive-colored glasses, but also with the frank stare of Main Street watching a rodeo clown wearing a presidential mask. Stop me if you heard this one before: According to a report by Goldman Sachs all is not that rosy in real estate. The benefits of the housing recovery have been targeted to those who least likely need it. I’m not just talking about the widely reported disparity in prices between high-end and low-end homes. It goes much deeper than that. Half of...