<p>Any credit counselor will tell you that, if you have a debt problem, the first step is to stop digging the hole deeper. It's a lesson we hope voters apply to Proposition 55 in the March 2 election.</p>
<p>Prop. 55 would float $12.3 billion in bonds to upgrade and build new classrooms for K-12 schools and community colleges, the California State University and the University of California. Of the total, $10 billion would go to K-12 schools, $2.3 billion to higher education.</p>