My bank manager visited my shop yesterday with some alarming news. Somebody in England used my business debit card for a series of purchases. No biggie. Just claim fraud and get my money back. Not so fast. Turns out that US businesses are on a card check system for which I needed to sign up in order to have a secure code. Who knew? Now I find I have no recourse for the fraud perpetrated against me. The merchant cannot be required to give me information about the purchaser who stole my identity because I was not registered for a...