Law allows lenders to go after personal savings as well as the house, unlike original mortgage. Homeowners behind in their mortgage payments after hocking the house to pay for a major remodel or a new boat or car may be in for a rude awakening. If they previously refinanced and their lender decides to foreclose, they may not only lose their house, but the bank also may be able to go after their other financial assets including stocks, savings and their paycheck. And even if the bank doesn't go after their other assets, a foreclosure may mean a big tax...