June 5, 2002 -- In the village of Oakwood, Ohio (population 742) and other villages of rural Paulding County, everyone knows almost everyone. And almost everyone thought they knew the local banker, Steve Miller. On Feb. 1, 2002, federal investigators uncovered an alleged embezzlement scam that left the Oakwood Deposit Bank insolvent. Tens of millions of dollars were unaccounted for. Steve Miller told the FBI he used his depositors' money to invest -- off the books -- in a company that runs casino boats in Florida and South Carolina. Miller is currently free on bond awaiting trial. The draining of...