If you think the Obama health law won't affect you because you have private insurance, keep reading. The Department of Health and Human Services announced final rules for private insurance last week. The federal government will have control over your care. Sec. 1311 of the law empowers the Secretary of Health and Human Services to dictate how doctors treat privately insured patients and what questions patients must be asked. Your doctor will enter your information into an electronic database; your doctor's decisions will be monitored for compliance with federal guidelines, and your doctor may have to choose between what is...