We sit in a situation that is beyond scary. We face financial ruin and are barely holding our heads above water. My husband has a decent job, but recently had is wages cut by 40 grand a year. He cannot find a job that will compensate for his loss, I took up a full time job to make ends meet which helps, but we are now so far in the hole we cannot get out. We are behind on our mortgage, maxed out credit cards, and struggling to pay simple bills. We are doing everything in our power to get...
