Free Republic

Thank you so much in advance for any guidance/recommendations you may have. My daughter bought a house in Denver and is looking for loan - will put 20% down and finance $390k. Recently had a "bait and switch" on locked in rates. Anyone have recent positive experience?

Recently I assisted two separate couples whose stories are so remarkably similar that it suggests more than coincidence. I was right. There is something going on. Both are working couples with children, and each has a good education. Both wives were hospitalized, had lengthy absences from work, and both fell behind on their mortgage payments. That's bad enough. But what their mortgage service company did to them next is where our story really begins. This should be required reading for everyone with a mortgage. Sub-prime lending is really most of us. It is a category of borrowers with a broad...